According to the Financial
Challenges and the Life Cycle article written by Poduska, I am currently in
stage 1 of the financial life cycle. I’m single with obviously no children, and
I’m in a financial income bracket of less than 20,000 per month. This article
was pretty accurate in saying that I most likely have student loans to pay off
and am spending most of my income on schooling. However, I do not own any
credit cards and do not have the bad habit of impulse buying. I understand the
importance of building credit so that I can later on buy a home or a big ticket
item and have a good credit score. However, I do not see the importance of ha
ving several credit cards.
I have thought a lot about what it
will be like when I marry into a family and have my own set of in-laws. I have
6 older siblings who are married, and they all married into such a unique
family, and for the most part it works out well for them. I do notice it being
a bit of a struggle when both in-laws are equally involved and want to see
their kids and grandchildren during the holidays. However, I look up to my own
parents for being loving and kind to my siblings’ in-laws. They have met each
one of them, and could keep up a conversation with them if need be. When my
siblings got married, it was important that did things with their spouse’s
family and we were at least aware of who they are.
When I have my own family, I want
my children to know both sets of grandparents and love them both. My own parent’s
opinions and advice will usually trump my in-laws, but I would like to develop
the kind of relationship with my mother and father in law where I can speak
openly to them. I know that will mean a lot to my husband as well as my
in-laws, that I do that.
While I was reading the article,
“Creating Healthy ties with in-laws and extended families” I read about how
newly married couples should remember to cleave unto their spouses rather than
resorting to their old ways with their parents.
This was a good bit of council for me to read, because that
has sometimes been a problem for my family. We seem to fight and get upset when
our siblings don’t come to our house for Christmas or Thanksgiving, because
they are at the other in-laws. However, they should really be staying at their
own place and cleaving unto their spouse and making their own memories. It’s
important for the newly married couple to create their own identity, and decide
what their traditions and family will be like. This is the time of life when
roles are defined, and each person in the family understands their roles a
little better.
This being said, I don’t think every holiday should be spent
without your in-laws, but I think it’s good to have a balance of both.
References
Harper, J. M. & Olsen, S. F. (2005). "Creating
Healthy Ties With In-Laws and Extended Families." In
C. H. Hart, L.D. Newell, E. Walton, & D.C. Dollahite (Eds.), Helping
and healing our families: Principles and practices inspired by "The
Family: A Proclamation to the World" (pp. 327-334). Salt Lake City,
UT: Deseret Book Company.
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